Conditions & coverage

For each condition: what it costs, why claims get denied, and the playbook for winning the appeal.

• Addison's Disease
  $1500–$4000 · hereditary
• Allergies (Atopic Dermatitis)
  $300–$8000 · hereditary
• Arthritis
  $500–$3000
• Bloat / GDV
  $5000–$10000
• Cancer
  $4000–$20000
• Cataracts
  $1500–$5000 · hereditary
• Cherry Eye
  $300–$1500 · hereditary
• Chronic Kidney Disease
  $1500–$6000
• Chronic Kidney Disease (Cats)
  $1500–$6000
• Cranial Cruciate Ligament (CCL) Tear
  $3000–$5500
• Cushing's Disease
  $2000–$6000
• Diabetes Mellitus
  $1500–$5000
• Ear Infection (Otitis)
  $150–$1500
• Elbow Dysplasia
  $1500–$6000 · hereditary
• Entropion
  $500–$2500 · hereditary
• Epilepsy
  $1000–$5000 · hereditary
• Feline Asthma
  $500–$2500
• Feline Herpesvirus (FHV-1)
  $200–$1500
• Feline Infectious Peritonitis (FIP)
  $3000–$10000
• Feline Lower Urinary Tract Disease (FLUTD)
  $500–$4000
• Foreign Body Ingestion
  $2000–$8000
• Glaucoma
  $1500–$5000 · hereditary
• Heart Disease
  $2000–$8000 · hereditary
• Hemangiosarcoma
  $5000–$12000
• Hip Dysplasia
  $1500–$7000 · hereditary
• Hot Spots (Acute Moist Dermatitis)
  $150–$600
• Hyperthyroidism
  $1000–$4000
• Hypothyroidism
  $500–$2000
• Inflammatory Bowel Disease
  $1500–$5000
• Intervertebral Disc Disease (IVDD)
  $3000–$10000 · hereditary
• Luxating Patella
  $1500–$5000 · hereditary
• Luxating Patella (Cats)
  $1500–$4000 · hereditary
• Lymphoma
  $5000–$15000
• Mast Cell Tumor
  $2000–$8000 · hereditary
• Osteosarcoma
  $5000–$15000
• Pancreatitis
  $1500–$5000
• Parvovirus
  $1000–$5000
• Periodontal Disease
  $500–$3000 · often excluded
• Urinary Tract Infection (UTI)
  $200–$800