Price calculator
Pet insurance price by breed
Benchmark monthly premium for $5,000 annual / 80% reimbursement / $250 deductible across 22 US carriers.
Estimated monthly premium
$52–$97/mo
Midpoint: $69/mo · ~$828/year
Size factor
1.00×
Age factor
1.00×
Hereditary risk
1.24×
Based on 2025 quote benchmarks. Actual premium varies ±25% by ZIP, vet inflation index, and carrier underwriting. Note for Australian Shepherd: Generally healthy with some hereditary eye/joint risk.