Free library
Appeal letter templates
Battle-tested templates by insurer + denial reason. Copy, fill in the blanks, send. Pro members get unlimited downloads + AI customization.
trupanion · dog
Trupanion: pre-existing condition appeal (dog)
~62% win ratemedium
healthy-paws · cat
Healthy Paws: bilateral condition exclusion (cat)
~55% win ratemedium
embrace · dog
Embrace: waiting period appeal (orthopedic)
~48% win ratehard
aspca-pet-health · dog
ASPCA Pet Health: hereditary exclusion appeal
~70% win rateeasy
lemonade · dog
Lemonade: medical necessity appeal
~58% win ratemedium
pets-best · cat
Pets Best: claim under investigation delay
~75% win rateeasy
fetch · dog
Fetch by The Dodo: dental exclusion appeal
~65% win ratemedium
nationwide · dog
Nationwide: exam fee denial appeal
~72% win rateeasy
metlife · dog
MetLife: late claim submission appeal
~68% win rateeasy
spot · dog
Spot: prescription food coverage appeal
~60% win ratemedium
manypets · dog
ManyPets: behavioral therapy exclusion appeal
~52% win ratehard
figo · cat
Figo: chronic condition recurrence appeal
~64% win ratemedium