Lemonade: medical necessity appeal

[Your Name]
[Date]

Lemonade Pet Insurance Claims
RE: Claim #_____

The denial cites lack of medical necessity. I am appealing.

The treatment for [condition] on [date] was medically necessary because:
1. [Symptom] was causing [impact on pet].
2. The treating vet documented necessity in the medical record (page _____).
3. The treatment is standard-of-care per [AAHA/AVMA guideline if applicable].

Attached: vet narrative letter explicitly stating medical necessity.

Please pay $_____.

Sincerely,
[Signature]

Template only — fill in your specifics. PetClaim is not a law firm.