Healthy Paws: bilateral condition exclusion (cat)

[Your Name]
[Date]

Healthy Paws Appeals
RE: Claim #_____

My claim for [Pet Name]'s [condition] was denied citing the bilateral condition exclusion. I am appealing.

The denial applied a bilateral exclusion based on a [date] vet note. However:
- The earlier note was for [different issue], not the same condition.
- No diagnosis of bilateral [condition] existed before enrollment.
- The treating vet has provided a letter (attached) confirming the conditions are clinically distinct.

I request reversal and payment of $_____.

Sincerely,
[Signature]

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