Nationwide: exam fee denial appeal

[Your Name]
[Date]

Nationwide Pet Claims
RE: Claim #_____

The denial excluded the exam fee. I am appealing.

My Whole Pet plan covers exam fees per the policy schedule (attached). The exam on [date] was for a covered illness ([condition]), not wellness.

Please pay the disputed $_____.

Sincerely,
[Signature]

Template only — fill in your specifics. PetClaim is not a law firm.