Figo: chronic condition recurrence appeal

[Your Name]
[Date]

Figo Claims
RE: Claim #_____

My claim for [Pet Name]'s ongoing [condition] was denied as a recurrence of a prior covered condition. Per Figo's policy, recurrences of conditions diagnosed AFTER policy start ARE covered with no per-condition cap unless explicitly excluded.

The original diagnosis was on [date] — after my [enrollment date]. There is no exclusion endorsement on my policy.

Please pay $_____.

Sincerely,
[Signature]

Template only — fill in your specifics. PetClaim is not a law firm.