MetLife: late claim submission appeal

metlife · dog · ~68% win rate · easy

[Your Name]
[Date]

MetLife Pet Insurance Claims
RE: Claim #_____

The denial cites late submission. I am appealing because:
1. The treatment occurred [date]; I submitted on [date], which is within the 180-day window per my policy.
2. If a different deadline applies, please cite the specific policy clause.

Attached: timestamped submission confirmation.

Please re-review.

Sincerely,
[Signature]

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