Trupanion: pre-existing condition appeal (dog)

[Your Name]
[Address]
[Date]

Trupanion Claims Review
RE: Claim #_____ for [Pet Name]

I am formally appealing the denial dated _____ on the basis of a "pre-existing condition" determination.

I dispute this finding for the following reasons:
1. The current diagnosis of [condition] was first documented on [date] — AFTER my policy enrollment date of [date].
2. Prior vet visits referenced in your denial were for [unrelated symptom], not [condition]. See attached medical records, page _____.
3. Per Trupanion's own definition, a pre-existing condition must show clinical signs OR diagnosis prior to enrollment. Neither applies here.

Attached: full medical history, vet narrative letter, invoice, and policy excerpt.

I request a full re-review within 30 days and payment of the disputed $_____.

Sincerely,
[Signature]

Template only — fill in your specifics. PetClaim is not a law firm.