Conditions · Cost of care
How much does Intervertebral Disc Disease (IVDD) treatment cost?
Spinal disc herniation, common in dachshunds and other chondrodystrophic breeds.
Low end
$3,000
Early diagnosis, conservative care
Typical
$6,500
Full workup + treatment
High end
$10,000
Specialist, surgery, complications
What pet insurance reimburses
Assuming an 80% reimbursement plan with a $500 annual deductible, you'd typically recover:
| Scenario | Vet bill | Out of pocket | Reimbursed |
|---|---|---|---|
| Low | $3,000 | $1,000 | $2,000 |
| Typical | $6,500 | $1,700 | $4,800 |
| High | $10,000 | $2,400 | $7,600 |
Hereditary / congenital
This condition is often classified as hereditary. Some insurers exclude all hereditary conditions; others (Healthy Paws, Trupanion, Embrace) cover them if not pre-existing.